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tax refund

Taxback.com is the leading tax refund Ireland

The year following the taxable year, each taxpayer Ireland receives a "tax credit" translate by "back taxes".

The return of taxes is done on all the activities for which you have been taxed in the year preceding the salary (tax called "PAYE"), the housing ("rent relief" or tax return the tenant rising to 400 € max), the health costs (if your health insurance does not take into account the contribution already in the return of tax), collection of garbage for key.

Also note that during the first wage in Ireland you will pay taxes that go to emergency 50% of salary. But after the "overpaid" you back on wages and in the following tax credit next year.

Finally be aware that Ireland taxes on wages are 20% overall.

See also my post on the PPS number mandatory before finding work in Ireland.

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Working in Ireland in Cork III

agency EazyCork care for your facility in Cork found you :

• in a modern apartment accommodation or hostel, B & Bs or Irish family
• a job: writing CV in English, sends the application to employers and recruitment agencies
• a place in the best English Schools in Cork
• Home at the airport and a personalized tour of the city
• organizing cultural outings outside of Cork at the weekend

You can contact them they will tell you within 24 hours!

Tel: 00353.87.2897800 or 00353.87.9948462

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Map of Dublin Bus interactive

I found a very good map to quickly navigate the bus system Dubliners: http://mkmap.com/dublin

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Signals alert in construction and real estate in France Real Estate

Decline in housing starts, new home sales to drop since late 2007, expected prices down in 2008: signs of a slowdown accumulate the French market for construction and real estate this year.

The number of building permits, which gives an indication of future trends, fell respectively by 19.1% over three months and by 5.3% over one year. The

Housing starts fell 7.1% over the three months to end January at 94,588 units, while registering an increase of 0.7% year on year to 433,050 according to figures released Tuesday by the Department of Ecology, Development and Spatial Planning

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The best cheese and wine for the French

I faiiiiiiiiiiiiiimmmmmmm !!!!!!!! Of booze and frometon !!!!!!!!! Ouiiiiiiinnnnnnnnn !!!!!!!


I found some good places to buy French products and cheap! Send me places please!

- Wine: Oddbins, 360 Clontarf Road, Dublin 3
Excellent resource for lovers of French wine with red in all regions (especially Bordeaux) and excellent white wine from Alsace. I also found the delicious syrup Monin Bourges (2007 world champion cocktail), Water Crystal (watch for is that Ricard). In addition to wine tasting, wine varieties from other countries (Epsagne, Italy among others => cons by no Chianti), whiskey, and wide varieties of beers (including the St Miguel, Chimmay the Hoogarden) that the you can buy the unit and above per pack.
Prices are very reasonable (cheaper than in supermarkets) with balances at this time!
I bought a white wine from Alsace (field Turckheim) at 10 € and a red Bordeaux from the selection Oddbins at 7 €.

- Whisky: The Celtic Whiskey Shop 27-28 Dawson Street, Dublin 2
Alli Baba is for fans of Irish Whisky, Scottish ... With tastings.

- Cheese and wine + sausage, Fallon & Byrne, Exchequer Street, Dublin 2
A great store with great selection of cheese even if mainly Irish and sausage. Large selection of Italian pastas and down cellar with fine wines and restaurant.

- The Food Room
classy store with produce very high quality (even if quite expensive). J'aprécie especially their choice of olive oil, pasta, pesto, Leonidas chocolate and French cheese (beer, Paysan Breton Camembert, blue among others). In addition to prepared foods that are excellent air with fresh ingredients!

- Importer Italian with Barilla in plenty of olive oil + + sauces: Little Italy in the Italian neighborhood
139-140 North King Street, Dublin 7

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: all important figures in the month of February 2008

3% : broker mortgage loans and the design office Bipe expect a lower price real estate nationally by 3% and a slowdown in the number of transactions.

9 months : we must now nearly 9 months on average to sell a new home cons less than 6 months in 2006.

12%: the number of credit rejected because of higher interest rates compared to January 2007

21 3 years: the figure is stable month compared to the previous year. 21, 3 years, the average mortgage.

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Estate: overvalued prices 20% in France, 50% in Spain

is the result of a study of BNP Paribas which has just appeared.

The study found an overall price overvaluation of the stone in France, Spain and USA. Spain showed the most marked signs of overvaluation. France is also affected according to the study by high prices overvalued.

United States by cons seem to know only a moderate suréavluation, concealing, however, many regional disparities

This study is based (for summary roughly) on the price / rent over the last 10 years, and emphasizes the deviation from the mean long period. There is thus a significant departure for France and Spain, and less for the U.S..

The report adds that most loans in Spain are variable rate, and rate increases thus affect both potential buyers that households having contracted a emprunt.De addition, the debt ratio households is high (about 120% of revenue), which suggests that the correction could be more violent in Spain and France.

figures for France are therefore consistent with the figures of the Institute Precepta which provides a decrease of 25% by 2010 (see my article here). That would be "just" a correction ...

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Lower interest rates in France in February 2008

According to the online broker Meilleurtaux.com the first half of February 2008 registered a significant decline in interest rates of mortgages.

Meilleurtaux.com stresses that "For the first time since the beginning of 2007, it falls below 4% and is at 3.99% at February 6, 2008, after having mounted up 4.70% in July 2007. "

Meilleurtaux.com Tuut done well following the prognosis for 2008:

the level of rates should remain relatively stable throughout the year, with some slight upward movements, offset by some downward movements.

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Property: Prices drop 25% by 2010?

According to one study, the housing market in France could face "the dark scenario of a crash" and prices fall 25% before 2010.

Precepta Institute released Thursday, 11 January, a study on the housing market in France.

In this study, France could face "the dark scenario of a crash" and prices fall 25% by 2010.

After "an increase of almost 100% between 1996 and 2006", "the high point of the cycle has been reached," said Precepta and now "the trends are reversed. "The black scenario of a crash is credible," the institute said in its analysis.

"Prices in real estate (residential, ed) progressing now four times faster than purchasing power," said Precepta which states that "never disconnect between the two has been so strong. " While acknowledging that "the shock was absorbed in part by improved credit conditions that have increased the borrowing capacity household ", the study shows that" this movement seems to have reached its limits. "

Since the last 6 months, many articles and contradictory studies. To each his door. Professionals real estate talk of stagnation while others speak of the "future" precipitous drop in prices.

The truth is probably between 2 positions. An average decrease of 5% by late 2008 - early 2009 I seems quite realistic.

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Beginning of 2008 wise on house price

The latest barometer Seloger.com, the national price index of housing supply has stabilized at the beginning year.

From these figures, the prices of some regional cities where the trend was a continued decline even been increasing. This is particularly the case in Toulouse, where a square meter has returned 0.5% between November and January, after months of open plunge. Consequently, the annual trend for now is recovering at -3.4% against -5.4% last month in the pink city.

In regions Lille still holds the prize for the largest price increase over one year with an increase of 8.8%. But again, the latest trends are in relatively calm over three months, the evolution of prices is +0.9%. Last month, the quarterly pattern was still 1.7%. By cons, prices in Clermont-Ferrand continue to plummet: in three months, the square meter is still losing 0.7%, and falling over one year to nearly 8%.

Elsewhere, except in Rouen, where prices rose nearly 5% for three months, the trend is rather flat in quiet: Nantes, Rennes, Le Mans, Caen, prices were little changed .

SeLoger.com seen in recent developments the confirmation of a "Soft landing" fostered in particular by continued strong demand for housing, and a "comeback" of real estate to investors, discouraged by the turmoil in financial markets.