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Property: Prices drop 25% by 2010?

According to one study, the housing market in France could face "the dark scenario of a crash" and prices fall 25% before 2010.

Precepta Institute released Thursday, 11 January, a study on the housing market in France.

In this study, France could face "the dark scenario of a crash" and prices fall 25% by 2010.

After "an increase of almost 100% between 1996 and 2006", "the high point of the cycle has been reached," said Precepta and now "the trends are reversed. "The black scenario of a crash is credible," the institute said in its analysis.

"Prices in real estate (residential, ed) progressing now four times faster than purchasing power," said Precepta which states that "never disconnect between the two has been so strong. " While acknowledging that "the shock was absorbed in part by improved credit conditions that have increased the borrowing capacity household ", the study shows that" this movement seems to have reached its limits. "

Since the last 6 months, many articles and contradictory studies. To each his door. Professionals real estate talk of stagnation while others speak of the "future" precipitous drop in prices.

The truth is probably between 2 positions. An average decrease of 5% by late 2008 - early 2009 I seems quite realistic.

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Beginning of 2008 wise on house price

The latest barometer Seloger.com, the national price index of housing supply has stabilized at the beginning year.

From these figures, the prices of some regional cities where the trend was a continued decline even been increasing. This is particularly the case in Toulouse, where a square meter has returned 0.5% between November and January, after months of open plunge. Consequently, the annual trend for now is recovering at -3.4% against -5.4% last month in the pink city.

In regions Lille still holds the prize for the largest price increase over one year with an increase of 8.8%. But again, the latest trends are in relatively calm over three months, the evolution of prices is +0.9%. Last month, the quarterly pattern was still 1.7%. By cons, prices in Clermont-Ferrand continue to plummet: in three months, the square meter is still losing 0.7%, and falling over one year to nearly 8%.

Elsewhere, except in Rouen, where prices rose nearly 5% for three months, the trend is rather flat in quiet: Nantes, Rennes, Le Mans, Caen, prices were little changed .

SeLoger.com seen in recent developments the confirmation of a "Soft landing" fostered in particular by continued strong demand for housing, and a "comeback" of real estate to investors, discouraged by the turmoil in financial markets.

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The rules for the receipt of a property

- Check that your debt capacity will allow you to consider the purchase on credit of a second well

- Always choose a long credit in the financing of the property tax exemption (20 years) and a credit shorter (15 years) for the purchase of your principal residence.

- Choose a credit redeemable for the purchase of a principal residence, and ultimately to a credit for the acquisition of the property tax exemption.

- Resell possible if the property tax exemption in accordance with the statutory minimum period (a time of resale shorter than that provided by law would lead to a questioning of your tax gain).

- last rule, but it is the most important choose the location of his property (buy first or second ring of larger cities may not be an optimal choice, increasing fuel costs, unless public transportation).

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Working in Ireland Cork Dublin City Marathon II

According to my stats, a lot of my visitors come to my blog by typing "work in cork" on their search engine. This post will aim to complete the previous "Working at Cork .

First Cork is a human-sized city (275.000 inhabitants) and most students (15,000 students). Hence a very warm evening in pubs. Cork is also much less sad that Dublin Street refurbished and pedestrian important (St Patrick's Street with its wide sidewalks and large chandeliers . The people are much cooler than their fellow Dubliner and we love their accents well marked. Cork c ' is also close to the Kerry and the beautiful west coast of Ireland.

regards housing is easily found comfortable rooms for € 300 / 350 in the center. Much less expensive than in Dublin where the room rotates around 500 € on average.

Finally find a job in Cork is not so easy outside the restaurant (good for learning English). Call centers that recruit French are not as many as in Dublin but include Amazon and Apple. There are also other jobs but very specialized and require a good level of English: project manager, engineers, ... I found a list of all companies in Cork , handy for spontaneous applications.

Hostel in Cork from 8.00 € (price varies)